Register HERE
Lunch and Learn: Reverse your Thinking: The HECM for Purchase Loans for Seniors!
RE104R18: Understanding the Basics of Reverse Mortgage
Date: Tuesday, June 13, 2023 | Time: 11 AM – 1 PM
Learn more about the course HERE
Tag: RACM EDUCATION
RE18RC18: Property Assessments, Valuation, and Taxation
Instructor: Brad Roberts
Sponsored and Moderated by: Cheryll LeBlanc
Special Guest: Samuel E. Konieczny, Worcester City Assessor
Register HERE
What You Will Learn:
Property Taxes
Budget, Municipal Revenue, Personal Property Taxes, Community Preservation Tax, Personal Exemptions on Real Estate Assessments, Quarterly or semi-annual invoices, Property Tax Exemptions, and MORE!
Assessments
Board of Assessors, Mass appraisals using computerized formulas with adjustments, GIS & mapping provide property details, Agricultural, forestry, & recreation purpose properties, Property depreciation, Unique Properties, Appeals Processes, and MORE!
About the Guest Speaker: Samuel E. Konieczny has served as the City Assessor for the City of Worcester since April 2020 and is responsible for the valuation of all Real Property and business’ tangible Personal Property within the City of Worcester. Over the last 12 years of his career within the assessing industry, he has worked in both the public and private sectors – first as a field appraiser for Mayflower Valuation Ltd. and then as the Chief Assessor for Agawam.
He has served on numerous boards, including Chairman of the Board of Assessors in Cummington, MA, Chairman of the Zoning Sub-Committee in Agawam, Executive Board Member for the Hampden/Hampshire County Assessor’s Association, and the Education Committee for the Massachusetts Association of Assessing Officers. He is a member of the International Association of Assessing Officers (IAAO) and the Massachusetts Association of Assessing Officers (MAAO).
Samuel has a bachelor’s degree from the Isenberg School of Management – University of Massachusetts-Amherst, as well as his MAA from the Massachusetts Association of Assessing Officers, (MAAO).
He is a proud father, and avid bass fisherman, enjoys all things historical, and is passionate about making his assessment values as fair and equitable as possible for his taxpayers.
Cancellation Policy – All cancellation requests must be made in writing. A 50% refund will be granted when the cancellation request is received 7 business days prior to the scheduled class/event. No refunds will be granted if the request is received later than 7 days prior to the scheduled class/event. Registrations are non-transferable.
No-Shows Policy – Registrants who fail to attend the class and do not contact RACM Staff prior to the class/event start date with a cancellation request in writing (see above) will automatically forfeit all registration fees and/or be subject to a $25 No-Show fee.
CREST Classroom Rules and Regulations –
All cellular phones must be turned off or in silent mode so as not to disturb the class.
No more than 10 minutes of each class may be missed in order to still receive CEU credits. Late arrivals will not be given CEU credits for the class.
The Sign In and Sign Out sheets for each class attended must be signed to receive CEU credits.
PART 1
CULTIVATE A THRIVING MINDSET, RESET YOUR MIND, AND IMPROVE OVERALL WELLNESS TO LIVE YOUR HIGH-PERFORMANCE LIFE.
Lunch Sponsor: Law Offices of Jessica Albino
Register HERE
PLEASE NOTE: This class does not offer CEU Credits
SOLD OUT
CEU RE26R20 – The Residential Appraisal Process for Non-Appraisers
Tuesday, April 11, 2023, from 10:00 am – 12:00 pm
REGISTER HERE
Instructor: Brad Roberts
Maria Hopkins, Appraiser
Sponsored by: Cornerstone Bank
2 Continuing Education Credits
What You Will Learn:
- Rate buy down as a concession: properly reporting concessions in MLS
- How to effectively be part of the appraisal process
- ANSI measurement standards and how to avoid liability when reporting GLA (deferring to buyer/buyer agent to do due diligence may not be adequate)
- Surplus vs. excess land: What are the differences and your liability?
- Legal use of multi-families. Don’t wait until an appraisal to find out. You need to know when you list it. Do you know what the self-sufficiency guideline is?
- Condos – what documents do you need and why. New regulations for financing.
- Green certifications – why is it important to be educated and use MLS Data Fields? Builders will start to expect agents to be knowledgeable and competent.
- Appraisal Data Collectors – Hybrid
CREST Classroom Rules and Regulations:
All cellular phones must be turned off or on silent to not disturb the class. No more than 10 minutes of each class may be missed to still receive CEU credits. Late arrivals will not be given CEU credits for the class.
Both the Sign In and Sign Out sheets for each class attended must be signed in order to receive CEU credits.
The REALTOR® Association of Central Massachusetts Presents the At Home with Diversity® Certification (AHWD) on Tuesday, April 25, 2023, from 9 AM – 4 PM at the RACM Classroom
With National Instructor: Nate Johnson
ABR, AHWD, C2EX, CRS, GRI, PSA, SRES | President of Real Estate Solutions Group at Redkey Realty Leaders
Check out what Nate Johnson says about the upcoming AHWD Certification HERE!
Earn 4 MA CEUs: RE111RC20: Protecting the Protected Classes in Real Estate & RE19RC20: Fair Housing
Register HERE
The At Home With Diversity® curriculum encompasses diversity, equity, inclusion, fair housing, and risk reduction topics. Participants will gain practical skills and tools to expand their business and serve clients effectively.
One-time Application Fee: The AHWD application fee(link is external), normally priced at $75, has been discounted to $40 to REALTORS® as a part of the Right Tools, Right Now Program. Take advantage now through December 31, 2023.
#RE47R05: Mortgage Market & Credit Today
Due to the impending storm, we have decided to reschedule the Lunch and Learn on Wednesday, March 15, at RACM, to Wednesday, March 29, at the same time, 11 AM – 1 PM, at the RACM Classroom.
If you have registered but cannot make this date, please email Vicki at [email protected].
Thank you, and we will see you Wednesday, March 29, from 11 AM – 1 PM at the RACM Classroom.
Stay safe!
We will discuss the following:
- The impact of rising interest rates, home price appreciation, and lack of inventory on the market.
- Home buyer & home seller trends.
- Creative financing options to compete with cash offers.
- Tips for handling appraisal gaps.
- Guide to FICO credit score tips and MUCH MORE!
This course is designed to take the licensee through the dynamics of today’s residential mortgage financing market, including the important aspects of credit reports and credit scoring, the changing nature of the Primary mortgage loan market, and the broad variety of lenders and products available to all.
Register Here
Lunch Sponsored by: The Law Offices of Jessica L. Albino
CREST Classroom Rules and Regulations:
All cellular phones must be turned off or in silent mode, so as not to disturb the class.
All cellular phones must be turned off or in silent mode, so as not to disturb the class.
No more than 10 minutes of each class may be missed in order to still receive CEU credits. Late arrivals will not be given CEU credits for the class.
Both the Sign In and Sign Out sheets for each class attended must be signed in order to receive CEU credits.
Cancellation Policy – PLEASE READ
All cancellation requests must be made in writing. A 50% refund will be granted when the cancellation request is received 7 business days prior to the scheduled class/event. No refunds will be granted if the request is received later than 7 days prior to the scheduled class/event. Registrations are non-transferable.
No-Shows Policy – Registrants who fail to attend the class and do not contact RACM Staff prior to the class/event start date with a cancellation request in writing (see above), will automatically forfeit all registration fees and/or be subject to a $25 No-Show fee.
#RE34RC03: National Economic Trends and the Real Estate Professional
We will discuss:
- How high mortgage interest rates go, and the proposed impact on purchasing power
- Why we aren’t headed for a housing bubble and the ripple effects from inflation
- Housing affordability and housing demographics
- How home buyers can remain competitive among cash offers and more!
National Economic Trends (i.e. interest rates, price appreciation, housing affordability, etc.) impact an individual consumer’s ability to purchase a home and the Real Estate Professional’s ability to address a consumer’s homebuying needs.
Register Here
Lunch Sponsored by: The Law Offices of Jessica L. Albino
CREST Classroom Rules and Regulations:
All cellular phones must be turned off or in silent mode, so as not to disturb the class.
All cellular phones must be turned off or in silent mode, so as not to disturb the class.
No more than 10 minutes of each class may be missed in order to still receive CEU credits. Late arrivals will not be given CEU credits for the class.
Both the Sign In and Sign Out sheets for each class attended must be signed in order to receive CEU credits.
Cancellation Policy – PLEASE READ
All cancellation requests must be made in writing. A 50% refund will be granted when the cancellation request is received 7 business days prior to the scheduled class/event. No refunds will be granted if the request is received later than 7 days prior to the scheduled class/event. Registrations are non-transferable.
All cancellation requests must be made in writing. A 50% refund will be granted when the cancellation request is received 7 business days prior to the scheduled class/event. No refunds will be granted if the request is received later than 7 days prior to the scheduled class/event. Registrations are non-transferable.
No-Shows Policy – Registrants who fail to attend the class and do not contact RACM Staff prior to the class/event start date with a cancellation request in writing (see above), will automatically forfeit all registration fees and/or be subject to a $25 No-Show fee.
National Association of REALTORS® Technology Speaker at RACM for a Technology Session on Wednesday, January 25, from 10 AM to 11:30 AM!
What You Say is What You Get: Advanced AI’s Impact on Listing Photos
Wednesday, January 25, 2023, 10 AM – 11:30 AM
David Conroy, the Director of Emerging Technology at The National Association of REALTORS®, will be joined by Catherine Taylor, the Director of Education & Associate Counsel at the MA Association of REALTORS®.
Breakfast Sponsored and Provided by: The Law Offices of Jessica L. Albino
The discussion will include legal and ethical ramifications REALTORS® should consider when using these new technologies.
Misrepresentation is a Code Violation! You will learn up-to-date information for keeping yourself safe from code violations.
FREE for RACM Members | $50 for Non-Members | Space is limited.
Register HERE
Cancellation Policy – PLEASE READ
All cancellation requests must be made in writing. A 50% refund will be granted when the cancellation request is received 7 business days prior to the scheduled class/event. No refunds will be granted if the request is received later than 7 days prior to the scheduled class/event. Registrations are non-transferable.
No-Shows Policy – Registrants who fail to attend the class and do not contact RACM Staff prior to the class/event start date with a cancellation request in writing (see above) will automatically forfeit all registration fees and/or be subject to a $25 No-Show fee.
CREST Classroom Rules and Regulations:
All cellular phones must be turned off or on silent mode so as not to disturb the class.
No more than 10 minutes of each class may be missed in order to still receive CEU credits. Late arrivals will not be given CEU credits for the class.
Both the Sign In and Sign Out sheets for each class attended must be signed in order to receive CEU credits.
FRIDAY, JANUARY 27, 2023 AT 11 AM – 1 PM
Thriving in 2023 and Beyond
What you will learn:
- HOW TO CREATE A THRIVING MINDSET, AVOID A VICTIM MENTALITY, AND LIVE YOUR BEST YEAR EVER!
- 88% of all resolutions or goals declared are not achieved-be the EXCEPTION and prevent this from happening.
- It’s not too late to SET and ACHIEVE your goals for a successful 2023.
- The focus is on creating the right ATTITUDE, ACTION, and DISCIPLINE to yield success.
- You will leave this workshop with a blueprint to EXCEL in your business and live your best year ever in 2023!
Please register HERE
Lunch will be provided by:
The Law Offices of Jessica L. Albino
Cancellation Policy – PLEASE READ
All cancellation requests must be made in writing. A 50% refund will be granted when the cancellation request is received 7 business days prior to the scheduled class/event. No refunds will be granted if the request is received later than 7 days prior to the scheduled class/event. Registrations are non-transferable.
No-Shows Policy – Registrants who fail to attend the class and do not contact RACM Staff prior to the class/event start date with a cancellation request in writing (see above) will automatically forfeit all registration fees and/or be subject to a $25 No-Show fee.
CREST Classroom Rules and Regulations:
All cellular phones must be turned off or on silent mode so as not to disturb the class.
No more than 10 minutes of each class may be missed in order to still receive CEU credits. Late arrivals will not be given CEU credits for the class.
Both the Sign In and Sign Out sheets for each class attended must be signed in order to receive CEU credits.